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David Kraft

Mckinney, Texas
Real Estate Agent

469-450-5522
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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

David Kraft
RE/MAX Four Corners

8930 State Highway 121 Suite 586
Mckinney, TX 75070
Phone: 469-450-5522
Email: david@thekraftteam.com

Testimonials

Extremely happy with David Kraft and his team! Helped us find our dream home, and did an EXCELLENT job selling our previous home...It was only on the market 4 days before we got the right offer. Gaylan staged our house wonderfully and gave us great ideas to make our house look as appealing as it could. They have wonderful references for mortgage and title companies as well. We recommended The Kraft Team to some of our friends, and they also ended up teaming with them to purchase their home this year. Tony & Kristen
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